Kim Kardashian and Kris Humphries are both willing to end their marriage with an annulment, but each is insisting that the other confess to fraud — and that’s what is holding up their settlement.

Sources connected to the former couple tell TMZ … Kim would be happy to annul themarriage, if Kris will admit he defrauded her by promising to live with her in Hollywood and then demanding that she move to Minnesota — something we told you about last October.

As we first reported, Kris wants Kim to admit fraud — that she never had any intention of making this a real marriage … something Kim has adamantly denied.

We’re told Kim will open the vault and spend anything it takes to win this case if Kris insists that she confesses fraud….more